High Low Card Game (Hi-Lo) Guide To Sites

The high-low card game is a simple game available at several online casinos. The rules are straightforward, and you have the potential to win big. In this article, we’ll share everything you need to know to give yourself the best chance of winning.

Fast Facts about High-Low Card Game:

RTP:Between 96%-98%
Variations of the game:RNG, Live Dealer, Hi-Lo Switch, and Hi-Lo Premium
Where to Play:Stake.com
Table of facts about High-Low Card game. 

Best Online Casinos to Play Hi-Lo Game

We’ve done the hard work for you by spending time in each of the available online casinos and determining which is best for the high-low game. 

Casino Welcome Bonus Our Rate Our Comment
StakeNo Welcome Bonus4 out of 5 stars1 Hilo game available under “Stake Originals”
BC GameUp to 270% deposit bonus4 out of 5 starsDraw Hi-Lo from BetSoft available.
Bets.ioMatched 1st deposit up to 1BTC4 out of 5 starsDraw high low from Nucleus Gaming available.
Winz.ioUp to 300 spins on Winz to the moon4 out of 5 stars1 Hilo Game from Spribe available.
CbetNo Welcome Bonus3 out of 5 starsWhile two HiLo games are available, the lack of a welcome bonus docks some rating points.
Table with the best online casinos to play High Low card games.

How to Play Hi-Lo? - Step-by-Step Guide

The High-Low game is pretty straightforward. It requires you to guess whether the next card dealt or turned over is higher or lower than the base card. If you’re correct, you win the bet, and if you’re wrong, you lose the wager.

These are the steps to play the Hi-Lo game at an online casino. Since the game is simple and quick, it’s highly entertaining, with great luck involved. If you have luck on your side, you could walk away with cool winnings. 

  • The first step is placing your wager. Bear in mind that some tables may have a maximum limit.
  • The dealer will deal the base card face up with a secondary card face down.
  • The player guesses whether the face-down card is higher or lower than the first.
  • If the player guesses correctly, their bet is matched by the casino, and they win that hand.
  • However, if the guess is incorrect, the house wins and takes your initial bet.  

Basic Rules to Play Hi-Lo

As a casino card game, High-Low is as easy as they come. The rules are simple and easy to follow, so you can start playing for real money at an online casino as a beginner.

The game's premise is to guess whether the next card to be turned over is higher or lower than the base card. Players must place their wagers before the face-down card is flipped over.

A successful guess is a win, while the casino takes your money if your guess is unsuccessful.

Due to the nature of the high-low card game, there aren’t fixed odds. The betting odds depend on the based card, as higher probabilities deliver lower odds.

This type of game is very common to find on crash gambling type of sites.

Information You Need to Know to Play Hi-Lo Like a Pro

With any casino card game, it’s advisable to understand the rules. You don’t want to bet real money on games where you’re unsure about the basics. For this reason, you must completely immerse yourself in the rules of Hi-Lo to enjoy the gaming experience.

Information such as the odds, potential payouts, house edge, and RTP can give you an idea of whether the game suits your gambling and entertainment style.

What are the Odds and Payouts of this High-Low Game?

As mentioned above, there aren’t fixed odds for Hi-Lo as you’d have in other card games like Blackjack. The value of the face-up card determines the odds. If the card is low, for example, a 4, the probability of the face-down card being higher is extremely good, resulting in lower betting odds.

Conversely, if the card is near the top end of the deck, such as a Jack, it’s more probable that the next card would be lower, resulting in lower odds and payouts for the low card bet. However, the odds are usually far higher if you decide to take the risk and go for the low-probability card.

Considering the above examples, if you bet that the next card would be lower than the 4 or higher than the Jack, you would enjoy better odds and a chance to win big money. Bear in mind that this game is based on luck, so you could win big if your guess is correct.

What is the House Edge and RTP for Hi-Lo?

Every game at a casino comes with a house edge. It’s in place to ensure the house or casino always has an advantage over the player. The house edge delivers a profit to the casino, even if it’s in the long term.

Return to player (RTP) is another way to express the house edge. It refers to the percentage of all money players have wagered, which the casino will pay back over time. The higher the game’s RTP is, the lower the house edge is and the higher your winning potential.

Card games with RTPs of 96% and over will give you a great chance of winning money. 

High-Low Card Game Variations - What do I need to know?

Like many other card games in a casino, High-Low has a few variations. Having these in place is essential when players become bored with the monotony of the same game.

High-Low Classic: In this version of Hi-Lo, the dealer will use a standard 52-card deck and deal one card face up and the other face down. Based on the initial card, the player must guess whether the face-down card is higher or lower. Correct guesses win money, while wrong ones lose the wager.

High-Low Switch: To mix things up, casinos offer this version of Hi-Lo, where the game is played without a live dealer. Players will have 3 cards dealt to them face up and must correctly guess whether the next card will be higher or lower than each. The twist with this variation is that players can decide whether to switch the base card.

However, players can only collect their winnings if they correct all three cards. After successfully guessing all three, players can continue betting with their winnings using the new face-up cards or starting a new hand altogether.

High-Low Premium: This version of Hi-Lo offers bettors more options than the typical higher or lower bets. Here, you can place a bet for a tie, and if the next card matches the same value as the first card, you’re a winner. Of course, the odds are much better in this instance.

There are also odds for betting on groups of cards or specific ones like an Ace or King.

In our: how many cards in a deck guide you will be able to see an illustration on the different card types.

Additionally, you can wager on which suit the next card will be. These additions keep the game fresh and interesting for players. 

Pros & Cons of playing Hi-Lo in an Online Casino

Playing the High-Low game online presents positives and negatives, which we’ll explore below. 

Pros Hi-Lo Online

  • Access to several versions of High-Low games.
  • Play Hi-Lo on your smartphone, tablet, or computer.
  • Different betting limits to suit all types of gamblers.

Cons Hi-Lo Online

  • No social interaction.
  • Can become tedious. 

How to Win at Hi-lo? - Is there a strategy?

Since the High-Low game is a game of chance, there isn’t a definitive strategy to ensure a win. Ultimately, it’s a game based on player guesses, so predicting the outcome is difficult.

However, players can still educate themselves and understand everything about Hi-Lo to give themselves a chance at winning. Follow these steps and enjoy yourself while playing High-Low. 

  • Learn and understand the rules.
  • Take time to consider the odds.
  • Adopt an approach to the game (low or high risk).
  • Use the demo version to gain some experience. 

FAQ - Hi-Lo Game

🤔 How do you play high-card, low-card games?

It’s all about guessing correctly. You win if you can guess whether the next card dealt is higher or lower than the base card.

🃏 What do cards count in Hi-Lo?

In a standard deck of cards, the Ace is on the lowest end of the spectrum, while King is the highest.

♣️ What is Omaha Hi-Lo?

This game is a version of poker where the pot is split into two - one for high and one for low. Players must use the 2 cards with 3 community cards to find the highest or lowest hand possible. Both the high and low hands win their respective pots.

🤑 How to win at Hi-Lo?

Simply guess if the next dealt card will be higher or lower than the first.

Takeaway on High-Low Card Game

When you’re looking for a simple card game to play and possibly win money, it doesn’t get any better than Hi-Lo. The rules are easy to follow, and with the variations available at online casinos, you will find it difficult to get bored with the game in its entirety.

The game is largely based on luck, but it has a fair RTP, meaning there is a decent chance you could win. Why not try all the versions of the game to enjoy a better experience when you’re done with the classic version?

Check out the sites we’ve reviewed and provided information on, as these are legitimate online casinos offering the High-Low game.

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