UPI Logo
UPI is highly used by mobile users via different apps.

If you enjoy betting and want to try your luck at online casinos, the first thing you should check for is a good range of games, followed by the payment options accessible for making deposits. 

Would you like to learn more about the most popular payment options used by Indian casino players, and also the benefits of the UPI payment method? We've put together a piece of detailed information on payment options for Indian gamers here at JustGamblers

Years of financial difficulties preceded the rise of e-payment in the Indian online gaming industry. It was difficult for casino players to deposit or withdraw money from their accounts. However, as the world of casino games evolved, so did the financial infrastructure. The Unified Payment Interface (UPI), which is an instant real-time payment system and other E-payment solutions were consequences of this. The main concern of UPI firstly is to have uncomplicated transactions between Indian banks through smartphone payment. 

UPI payments have become essential for the everyday lives of many Indians as it's extremely easy to use and not only that it works really faster by instantly transferring funds between two bank accounts using a mobile platform. 

UPI is a special system introduced by the National Payments Corporation of India (NCPI) which is increasingly influencing mobile banking and other businesses, including online gaming and gambling to ensure smooth transactions between the Indian banks.

UPI mobile payments are becoming so popular that they are not only shaping the world of the internet or mobile banking but the financial industry as well. 

NCPI statistics
Statistics as on May 2021, data from https://www.npci.org.in/

It was first launched in the year 2016 which is almost 5 years back. Last, to last year i.e. March 2019, 142 banks were involved with it and as of December 2020, there are almost 207 banks available on UPI, so if you have a bank account there are pretty much chances that you are already using a UPI source for mobile banking and another purpose of transactions. 

UPI is a basic Indian payment system that allows anyone with a bank account to send money to anyone else via a UPI-based app. It is inexpensive, simple, and the funds are transferred immediately.

Users can transmit money 24 hours a day, seven days a week, even when banks are closed. Furthermore, UPI has proven to be an excellent method for Indian gamers to deal with foreign betting sites. Because UPI is an Indian payment method, the Indian Rupee is the base currency. If you want to make UPI payments in a different currency, you can convert the amount for a reasonable expense.

The online casino sector is one of the forerunners in the global use of various payment options. This is because, unlike their land-based counterparts, sites are not limited to operating in a single jurisdiction. In this sense, a wide range of possibilities has become one of the primary selling features of online gambling sites, and those with a larger number of options appear to be more successful.

As of 2021, currently, in India, the platform boasts 100 million monthly active users, with a goal of 500 million by 2025.

Benefits of using UPI payments

In a country like India, where discrepancies can be extreme, maintaining financial equality becomes a top priority. One of the reasons our administration started talking about the Cashless Economy and Digital India was to make financial resources more accessible. There are numerous advantages to the use of digital payments.

Before the Internet's widespread use, there was little need for a variety of payment options in commerce. Cash, debit, and credit cards were the only alternatives for transactions twenty years ago. People should have more options given that there are so many examples of buying and selling online. There are numerous reasons, but they frequently boil down to security, personal preference, transaction speed, and the ability to send money internationally.

Most gamblers nowadays seek out online casinos that also provide an on-the-go gambling experience. As a result, the mobile casino is an essential component of online gambling. The most efficient approach to finance your account for mobile gambling is to use UPI. Because this payment option is also app-based, it may be used at any time and in any location.

Making payments is easier

Payments made through digital channels are usually hassle-free and quick as well as saves a lot of time. Without the need for real cash, anyone with a smartphone and a bank account can make a payment immediately to the online store and similarly to the online casino industry.

In India, casino games are advancing at a rapid rate. This has resulted in an increase in the number of online casinos and gamers. Clearly, the convenience and flexibility of using e-payments for gambling is a big factor in the expansion and engagement of online casinos. You will find a full guide for UPI casinos in India here,  as the number of them is rapidly growing.

UPI was created with the goal of making transfers and transactions as simple as possible for users. The majority of UPI apps have an incredibly user-friendly UI, making UPI a simple and painless payment mechanism.

Digital and UPI payments are vital

Digital payments and UPI have played a key role in the growth of e-commerce and also online casinos in India, and they will continue to boost the online gaming industry. 

Digital payments are far more secure and convenient to accept. You considerably cut the time spent at the checkout counter and the risk of touching cash. You also give your consumers the choice of paying with their preferred method. Customers won't have to look for ATMs to get cash, and they'll be able to pay more quickly at your store. Stringent regulations govern digital payments.

As the use of smartphones and digital payments continues to rise, the rising trend of online gaming will become increasingly stronger

UPI is one of the most secure payment sources that's most commonly or you say widely used at online casinos in India.

In India,  online casinos accept a variety of payment methods for withdrawing and depositing funds. Credit/debit cards, direct bank transfers, and UPI are some of the most frequent payment methods.

Because of the payment system's popularity in India,  a considerable number of online casinos have begun to accept UPI as a payment method, below JustGamblers using its expertise in Casinos have listed some of the best UPI online casinos available in India. 

It's easy to play at UPI online casinos in India, especially if you follow this step-by-step instruction. The approved UPI casino sites that accept the payment option have been tried and tested. We even put the finest UPI casino mobile sites to the test to assure a satisfying gambling experience. Players should complete the quick registration process and select their preferred payment option at the cashier's desk.

All you have to do is to select your preferred UPI casino, register for an account, validate your UPI casino account, and make your first transaction. It's as easy as that to play your favourite casino games, such as Teen Patti and Andar Bahar.

Fund transfers have become much easier thanks to online banking and transactions. It's now just a question of a few clicks, obviating the need to go to a bank and wait in huge lines to conduct business. Debit/credit cards, e-wallets, bank transfers, and cryptocurrencies are among the online banking options used by Indian casino players.

Players have had more flexible and quick payment options with the debut of e-payment in the Indian online gambling sector. The most popular e-payment platforms in Indian casinos are as follows: 


E-wallets are online deposit and withdrawal platforms provided by third parties. Users are given their own e-wallet, which they can use to conduct online transactions. 

After debit and credit cards, Indians use E-Wallets to transfer payments, not just to fund their casino accounts, but also to pay all kinds of expenses and top up their smartphones. Ewallets are becoming increasingly popular since they allow for more private and secure transactions.

When you use an e-wallet to deposit your casino funds, you are protected from any type of cybercrime since you are protected by an extra layer of security. The most popular e-wallets platforms among Indian gamblers are mentioned below. 


Paypal is a well-known payment system used by millions of individuals throughout the world for a variety of objectives, including paying their casino accounts. There are tons of online casinos in India that use PayPal as a payment method.

In online casinos, PayPal is the most popular and widely utilised e-payment platform. It also has a significant user base and subscriber base in India. On both deposits and withdrawals, the platform charges a small transaction fee. PayPal is such a popular payment method that can be found using by players at most online casinos.


Skrill is an e-payment service based in the United Kingdom that also works well in Indian online casinos. Skrill is a similar e-payment platform to PayPal. Skrill is a convenient way for a casino player to fund his account and play games. Skrill is also used by casinos to allow players to withdraw funds to their bank accounts.

For a long time, this has been one of the most popular payment methods among Indian players. Also, it's quite simple to locate online casinos that use Skrill as a payment method.


Neteller is one of the most established payment systems, having been around since 1999. Another popular approach used by players all around the world, including Indians, is this. A Neteller account is essentially a digital wallet. You can fund it directly from your bank account, pay money to it from an online casino, take wins from it, and send money to it from your bank account. Not all online casinos accept credit cards.

The e-payment platform Neteller was the first to be used in casino games. However, as the number of e-payments with superior features grew, Neteller's dominance waned. Nonetheless, numerous Indian online casinos accept Neteller as a payment method. Neteller's Net+ feature allows you to deposit and withdraw money from your bank account. 

Although not all online casinos accept Neteller deposits, a large number of them do.

Google Pay( G-pay)

Google Pay, is a much prominent digital payment platform that is used by almost every Indian for day-to-day banking and e-payments purposes. 

G-Pay has risen to prominence as one of the most popular digital payment options in recent years. Some online casinos, such as Betway, have begun to accept online payments.

Google Pay (G pay) is one of many Google technologies that makes your life easier. It is a lightning-fast, dependable, and highly secure payment system that allows for transactions to be completed at the speed of light. 

In India, Google Pay casino is progressively gaining popularity. You can find many online casinos that accept Google Pay.


Another prominent e-payment option in Indian casinos is EcoPayz. The ecoAccount is an e-wallet offered by EcoPayz. You can use the ecoAccount to make deposits and withdrawals from your online casino account. You can also use your bank account to deposit or withdraw money from your ecoAccount.

EcoPayz (stylized ecoPayz) is an online payment platform that is accepted in most countries for online casino transactions. A heritage ecoAccount is available to US users, but none are now available to US residents. American players who use their old accounts will not be able to deposit or withdraw money.

Your ecoAccount, a prepaid ecoCard, or a one-time ecoVirtualcard can all be used to make casino deposits. EcoAccounts allow for peer-to-peer money transactions.

The company, formerly known as EcoCard, is run and powered by PSI-Pay in the United Kingdom.


Paytm is one of the most popular digital payment methods in India, and Indian online casinos like Pure Casino have begun to accept it as a deposit and withdrawal method.

The Paytm app has been downloaded by over 100 million people, believe it or not. It's because this smartphone app provides a variety of advantages. Gambling on the go has never been easier.

The software is available on both the Google Play Store and the App Store. Install it on your mobile device. After that, you'll be able to view your balance and make transactions to and from your online casino using the app.

Paytm provides a number of advantages. This payment method has a lot of potential for Indian casino players. You may also be eligible for a number of bonus offers and promotions if you do so.

Debit and Credit Cards 

Debit and credit cards are perhaps the most popular payment methods utilised by Indian gamers to deposit money at online casinos. 

Players can use cards to deposit real money into their casino accounts quickly, with no fees or commissions. MasterCard, Visa, and American Express are the most commonly used debit and credit cards among Indians. 

Despite the fact that deposits are done quickly, withdrawals might take up to 10 days and do not incur any fees.

Depositing with a debit or credit card has become the norm in recent years. Because of the popularity of internet activities, a "no cash" attitude is taking hold. 

Credit and debit cards are now accepted for deposits and withdrawals at online casinos in India. The following are the most often utilised credit and debit card platforms in Indian online casinos:


VISA is the most commonly accepted type of online casino payment processing in the world. Visa Inc. is the world's second-largest transnational financial services firm, having fallen behind China UnionPay in 2015.

Visa-branded credit and debit cards, gift vouchers, are not issued by Visa; instead, financial institutions around the world use the branded goods to issue cards, determine rates and fees, extend credit and debit facilities, and offer cash-access and prepaid card programs.

Visa is a widely accepted payment method in online casinos. In Indian online casinos, the payment option is also offered. In online casinos, you can pay with either a Visa debit or credit card. Visa is a safe and straightforward payment method.

Master Card

MasterCard is another safe card to use for online transactions. Many casinos allow MasterCard as a deposit method, and it is a quick and simple process.

MasterCard is a worldwide payment processing system based in the United States that uses banks all over the world to issue debit and credit cards under their brand. Since its inception, Mastercard has grown to become the world's leading payment method and Visa's main competitor.

MasterCard and online casinos in India are a great combination. After all, MasterCard is one of the world's most popular banking methods. MasterCard is accepted as a payment method at almost every casino in India. 

MasterCard is a global money transfer system with a strong power infrastructure. Similarly, this brand has a significant presence in the online gambling world. MasterCard is accepted by nine out of ten online casino establishments, including Indian casinos.

American Express 

Another card used for e-payment in online casinos is American Express. AmEx is well-known for its security features and user-friendly interface. It is acceptable for deposits and withdrawals at Indian online casinos.

American Express has been in business for 163 years, having been founded in New York in 1850. Before 1882, American Express (abbreviated AmEx) was primarily a mail shipping company, but the company later expanded into the financial sector.

If you'd like to place a bet online with your American Express credit card, you'll want to have a safe, secure site that rapidly processes AmEx deposits and withdrawals.

American Express (AMEX) is becoming increasingly popular as a payment service provider around the world. If you have an AMEX card or are thinking about getting one, you can easily use it to make a wager at one of the many AMEX Online Casino in India.


Cryptocurrencies or virtual currencies are becoming increasingly popular, and more Indian casinos are accepting Bitcoin as a form of payment. 

Because Bitcoin has so many advantages, it's simple to see why Indian casino patrons are willing to use this digital currency.

In recent years, cryptocurrency has grown in popularity, with an increasing number of people opting to utilise it. There are a lot of long and complicated descriptions of what cryptocurrency is, but we'll keep it simple for you: cryptocurrency is a type of digital money. 

It's similar to traditional money (think Dollars or Rupees), except it's all digital, so no bills or coins to carry around.

Bitcoin is a cryptocurrency that has been around for more than ten years. Bitcoin does not have a central regulating body, unlike certain traditional payment methods. In other words, the value of your bitcoins is unaffected by any government or financial organisation.

Bitcoin games are the way to go if you want to quickly increase your BTC balance while having fun. Bitcoin gambling is a lot of fun. Every week or month, new Bitcoin casino games are released, growing the gaming collection.

Although Bitcoin is the oldest and most valuable cryptocurrency in terms of market capitalization, there are thousands of others accessible today. Several of them, such as Etherium, have fascinating use cases or are better suited to operate as currencies, such as the Nano network.

The key distinction between crypto and Bitcoin online casinos is that the former accepts a wide range of cryptocurrencies, whereas the latter is Bitcoin-only. You will undoubtedly realise the advantages of playing with cryptocurrency no matter which type of online casino you choose. Bitcoin and the rest of the cryptocurrencies are speedier, more comfortable, and considerably easier to use, so you should definitely give them a shot.

In addition to playing Bitcoin slots and casino games, the money can be used to place sports bets. When you choose Bitcoin as your currency, you will have the opportunity to earn Bitcoin bonuses. You can get a large Bitcoin welcome bonus if you sign up and make your first investment.

When you become a regular at the casino, you'll be eligible for special Bitcoin bonuses and many other promotions.

The fact that Bitcoin is a stand-alone currency may put off certain customers. The security criteria for utilising Bitcoins, on the other hand, are extremely high. After all, this digital currency is associated with encryption keys and long-form codes. 

Indian regulations aren't as inviting as they should be when it comes to online gaming. In other words, only offshore casinos are permitted to provide services to Indian citizens.

Because of these concerns, using Bitcoin as a payment mechanism appears to be an ideal fit for Indian casino players. Bitcoin ensures complete anonymity, and your personal information will be kept private at all times.

It's quite straightforward to comprehend and realise that you have digital cash in your digital wallet.

Check out our in-depth guide to using Bitcoin at Indian online casinos at JustGamblers. To give you with an in-depth evaluation of Bitcoin, we evaluated every aspect. Examine the benefits and drawbacks of utilising Bitcoin as a payment mechanism in Indian casinos.

So, these were some of the top payment methods used by Indian players at online casinos.

Overall we can say that all online gaming sites and organisations that want to get into the booming Indian market should consider including new payment methods. They should, however, be aware of national trends and what consumers are most inclined to use. UPI is the most widely used alternative in India at the present.

Cashless transactions are on the rise, and financial organisations offering these payment options are turning to e-payment as a solution. Payment has become simple and secures thanks to electronic payment alternatives such as credit cards, debit cards,  and e-wallets.

Other e-payment alternatives, such as bank wire and cryptocurrency, are available. In general, the incorporation of electronic payment into casino games has improved gameplay.